Question 1

What is the EPFO interest rate on late deposits?

Accepted Answer

EPFO typically charges 12% per annum simple interest on PF contributions not deposited by the 15th of the following month.

Question 2

What is the ESIC late payment interest rate?

Accepted Answer

ESIC charges interest at 12% per annum simple interest for delayed contributions.

Question 3

Is there a separate penalty for PF?

Accepted Answer

Yes. EPFO may levy a penalty of ₹200 per month of default under Section 14B of the EPF Act. This tool estimates that amount.

Question 4

Does this include damages under ESI?

Accepted Answer

ESIC may also impose damages under Section 85(b). This tool focuses on interest; damages are administrative and case-specific.

Question 5

Are the rates fixed forever?

Accepted Answer

No. EPFO and ESIC rates can change. Use the latest notification for exact figures.

PF / ESI Late Deposit Interest & Penalty Calculator

Frequently asked questions